Started thinking about this last night. Should I have kept working after my first retirement in 2015? The only reason I went back to work was money. I had gotten divorced in 2016 and went back to work in pursuit of more money. I had enough to live on then but I just wanted a little more. I think now that was a mistake. i could of had several more years of retirement instead of working from 2016 to 2019. And we all know the saying “No one ever said on their deathbed ‘I wish I’d spent more time at the office.’ ”
So I am going to give some hard won free advice to all of you. You don't need as much money as you think you do. You just need enough to live a simple life. And let my life be a warning to you all. I was going to retire in May of 2020 at 60. But I was diagnosed on 11/01/19 six months before then with a death sentence of a disease, ALS. Now I am not saying you will get a a similar diagnoses. But life is precious and can be taken away from you any day, tomorrow isn't promised to any of us. Get out there and live your true life. The one you have been delaying for many years to build up a nest egg. Nest Eggs are important but you probably have enough to live on, several lives over.
Not trying to dictate anything here, just something I have learned the hard way. I have too much money and not enough time. I would much rather have the time instead of the money.